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Some people would just extend a helping hand by agreeing to co-sign a loan when they cannot help a friend or a relative in monetary terms. Helping someone this way is not bad but one should at least foresee the responsibility he or she is going to assume. However, not many realize the pros and [...]

Some people agree to stand as a guarantor in a loan agreement to help a friend or relative in need. Signing up as a co-borrower involves big responsibilities, such as providing financial assistance to the primary borrower in case the latter defaulted on the loan. However, what happens in most cases is that the co-borrower [...]

It is always a good thing to see family members helping each other. In times of need, the family should stick together and weather the storm as the unit. In the event of a financial crisis, for instance, members of the family should come together to find a solution. This is what the Cartilla family [...]