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Mark Joseph Ladiana – Co-Borrower of Ma. Cecilia Manalang

One should not simply nod yes to a friend or family member who is looking for a co-borrower. Being a co-borrower entails heavy responsibilities. In simple terms, it is almost the same as being the primary borrower. When one affixes his or her signature to a loan contract as a co-borrower, he or she is [...]

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Rico Lorejas – Co-borrower of Ernesto Simpao

Loans are meant to help people, and not to become a financial burden for them. Unfortunately, this is exactly what happens most of the time. Consider the case of Rico Lorejas. He has a loan that is yet to be settled, and it is currently a his—and our problem.

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Does Ernesto Simpao Want to Pay?

The idiom “where there’s a will, there’s a way” is often mentioned because it tells a simple truth. If there is something a person truly wants to do, what is to stop him? He will find a way to do it against the odds. This means that if an individual owes money and is determined [...]

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